Call reports 2025
NATBANK, NATIONAL ASSOCIATION — 2025
What NATBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 231,481,000 | 242,307,000 | 260,214,000 | 278,951,000 |
| Total loans | 193,748,000 | 198,527,000 | 211,851,000 | 212,603,000 |
| Allowance for loan losses | 1,421,000 | 1,486,000 | 1,532,000 | 1,586,000 |
| Securities available for sale | 5,203,000 | 4,948,000 | 4,833,000 | 4,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,620,000 | 186,045,000 | 203,861,000 | 190,323,000 |
| Interest-bearing deposits | 72,738,000 | 82,358,000 | 101,912,000 | 86,920,000 |
| Noninterest-bearing deposits | 109,882,000 | 103,687,000 | 101,949,000 | 103,403,000 |
| Equity capital | 44,503,000 | 44,642,000 | 44,812,000 | 85,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 6,075,000 | 9,490,000 | 13,220,000 |
| Interest expense | 692,000 | 1,447,000 | 2,432,000 | 3,234,000 |
| Net interest income | 2,259,000 | 4,628,000 | 7,058,000 | 9,986,000 |
| Noninterest income | 298,000 | 505,000 | 606,000 | 795,000 |
| Noninterest expense | 2,500,000 | 4,817,000 | 7,194,000 | 9,548,000 |
| Provision for loan losses | 51,000 | 114,000 | 158,000 | 209,000 |
| Pretax income | 27,000 | 244,000 | 359,000 | 1,083,000 |
| Income tax | -100,000 | -45,000 | -16,000 | 169,000 |
| Net income | 127,000 | 289,000 | 375,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,851,000 | 45,013,000 | 45,098,000 | 85,638,000 |
| Total capital | 46,408,000 | 46,586,000 | 46,656,000 | 87,234,000 |
| Risk-weighted assets | 124,315,000 | 125,509,000 | 124,219,000 | 127,301,000 |