Call reports 2016
NATBANK, NATIONAL ASSOCIATION — 2016
What NATBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 176,037,000 | 172,860,000 | 175,037,000 | 176,173,000 |
| Total loans | 138,038,000 | 144,833,000 | 144,327,000 | 144,218,000 |
| Allowance for loan losses | 896,000 | 872,000 | 893,000 | 878,000 |
| Securities available for sale | 5,399,000 | 5,271,000 | 5,049,000 | 4,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,232,000 | 125,662,000 | 127,721,000 | 133,189,000 |
| Interest-bearing deposits | 50,308,000 | 56,921,000 | 53,562,000 | 50,403,000 |
| Noninterest-bearing deposits | 78,924,000 | 68,741,000 | 74,159,000 | 82,786,000 |
| Equity capital | 26,279,000 | 26,422,000 | 26,582,000 | 27,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,999,000 | 4,582,000 | 6,172,000 |
| Interest expense | 109,000 | 281,000 | 463,000 | 726,000 |
| Net interest income | 1,347,000 | 2,718,000 | 4,119,000 | 5,446,000 |
| Noninterest income | 201,000 | 382,000 | 542,000 | 714,000 |
| Noninterest expense | 1,336,000 | 2,751,000 | 4,042,000 | 5,388,000 |
| Provision for loan losses | -76,000 | -106,000 | -73,000 | -82,000 |
| Pretax income | 288,000 | 455,000 | 692,000 | 854,000 |
| Income tax | 111,000 | 175,000 | 266,000 | 329,000 |
| Net income | 177,000 | 280,000 | 426,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,319,000 | 26,422,000 | 26,569,000 | 27,668,000 |
| Total capital | 27,215,000 | 27,294,000 | 27,462,000 | 28,546,000 |
| Risk-weighted assets | 89,211,000 | 90,488,000 | 89,388,000 | 91,247,000 |