Call reports 2015
NATBANK, NATIONAL ASSOCIATION — 2015
What NATBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,969,000 | 148,381,000 | 156,248,000 | 157,762,000 |
| Total loans | 117,046,000 | 124,507,000 | 128,407,000 | 135,440,000 |
| Allowance for loan losses | 912,000 | 939,000 | 939,000 | 965,000 |
| Securities available for sale | 6,194,000 | 5,890,000 | 5,799,000 | 5,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,321,000 | 110,037,000 | 119,963,000 | 121,225,000 |
| Interest-bearing deposits | 40,251,000 | 18,180,000 | 28,215,000 | 42,819,000 |
| Noninterest-bearing deposits | 79,070,000 | 91,857,000 | 91,748,000 | 78,406,000 |
| Equity capital | 15,626,000 | 15,771,000 | 25,940,000 | 26,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,620,000 | 3,935,000 | 5,381,000 |
| Interest expense | 103,000 | 175,000 | 272,000 | 358,000 |
| Net interest income | 1,144,000 | 2,445,000 | 3,663,000 | 5,023,000 |
| Noninterest income | 139,000 | 270,000 | 388,000 | 547,000 |
| Noninterest expense | 1,151,000 | 2,217,000 | 3,368,000 | 4,594,000 |
| Provision for loan losses | 28,000 | 53,000 | 61,000 | 95,000 |
| Pretax income | 104,000 | 445,000 | 622,000 | 881,000 |
| Income tax | 40,000 | 172,000 | 240,000 | 338,000 |
| Net income | 64,000 | 273,000 | 382,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,671,000 | 15,880,000 | 25,989,000 | 26,151,000 |
| Total capital | 16,583,000 | 16,819,000 | 26,928,000 | 27,116,000 |
| Risk-weighted assets | 83,670,000 | 77,738,000 | 80,298,000 | 83,348,000 |