Call reports 2016
FIRST MINNESOTA BANK — 2016
What FIRST MINNESOTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 410,326,000 | 399,094,000 | 405,576,000 | 395,246,000 |
| Total loans | 126,390,000 | 127,315,000 | 128,427,000 | 124,618,000 |
| Allowance for loan losses | 2,530,000 | 2,481,000 | 2,487,000 | 2,493,000 |
| Securities available for sale | 185,099,000 | 189,482,000 | 192,722,000 | 191,766,000 |
| Securities held to maturity | 38,956,000 | 27,776,000 | 36,085,000 | 36,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,398,000 | 295,561,000 | 301,431,000 | 301,866,000 |
| Interest-bearing deposits | 266,623,000 | 253,111,000 | 252,272,000 | 256,543,000 |
| Noninterest-bearing deposits | 41,775,000 | 42,450,000 | 49,159,000 | 45,323,000 |
| Equity capital | 53,658,000 | 55,396,000 | 56,029,000 | 54,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,475,000 | 7,050,000 | 10,632,000 | 13,948,000 |
| Interest expense | 747,000 | 1,522,000 | 2,301,000 | 3,069,000 |
| Net interest income | 2,728,000 | 5,528,000 | 8,331,000 | 10,879,000 |
| Noninterest income | 596,000 | 1,291,000 | 2,020,000 | 2,700,000 |
| Noninterest expense | 2,298,000 | 4,629,000 | 6,983,000 | 9,283,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,094,000 | 2,227,000 | 3,402,000 | 4,329,000 |
| Income tax | 338,000 | 702,000 | 1,078,000 | 1,363,000 |
| Net income | 756,000 | 1,525,000 | 2,324,000 | 2,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,048,000 | 52,332,000 | 51,690,000 | 52,338,000 |
| Total capital | 53,578,000 | 54,813,000 | 54,177,000 | 54,831,000 |
| Risk-weighted assets | 225,126,000 | 224,699,000 | 226,335,000 | 220,608,000 |