Call reports 2015
FIRST MINNESOTA BANK — 2015
What FIRST MINNESOTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 404,327,000 | 410,032,000 | 414,910,000 | 405,960,000 |
| Total loans | 123,806,000 | 129,747,000 | 126,858,000 | 124,666,000 |
| Allowance for loan losses | 3,464,000 | 3,471,000 | 3,476,000 | 2,482,000 |
| Securities available for sale | 118,527,000 | 167,331,000 | 185,262,000 | 185,294,000 |
| Securities held to maturity | 87,972,000 | 63,243,000 | 39,248,000 | 27,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,638,000 | 299,527,000 | 303,077,000 | 303,636,000 |
| Interest-bearing deposits | 255,319,000 | 259,866,000 | 263,034,000 | 265,453,000 |
| Noninterest-bearing deposits | 39,320,000 | 39,661,000 | 40,043,000 | 38,182,000 |
| Equity capital | 50,706,000 | 51,404,000 | 53,186,000 | 54,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,973,000 | 8,189,000 | 11,900,000 | 15,292,000 |
| Interest expense | 818,000 | 1,658,000 | 2,516,000 | 3,792,000 |
| Net interest income | 3,155,000 | 6,531,000 | 9,384,000 | 11,500,000 |
| Noninterest income | 665,000 | 1,317,000 | 1,686,000 | 2,416,000 |
| Noninterest expense | 2,328,000 | 4,762,000 | 7,060,000 | 9,390,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | -980,000 |
| Pretax income | 1,479,000 | 3,068,000 | 3,988,000 | 5,502,000 |
| Income tax | 512,000 | 945,000 | 1,235,000 | 1,805,000 |
| Net income | 967,000 | 2,123,000 | 2,753,000 | 3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,316,000 | 50,480,000 | 50,977,000 | 52,607,000 |
| Total capital | 52,084,000 | 53,421,000 | 53,855,000 | 55,089,000 |
| Risk-weighted assets | 220,784,000 | 232,748,000 | 228,429,000 | 223,161,000 |