Call reports 2014
FIRST MINNESOTA BANK — 2014
What FIRST MINNESOTA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 409,267,000 | 406,937,000 | 415,161,000 | 403,671,000 |
| Total loans | 129,754,000 | 131,844,000 | 133,009,000 | 130,562,000 |
| Allowance for loan losses | 3,369,000 | 3,448,000 | 3,452,000 | 3,444,000 |
| Securities available for sale | 99,121,000 | 97,125,000 | 99,591,000 | 110,440,000 |
| Securities held to maturity | 113,375,000 | 115,208,000 | 118,824,000 | 109,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,783,000 | 292,633,000 | 299,046,000 | 295,664,000 |
| Interest-bearing deposits | 259,700,000 | 257,062,000 | 258,383,000 | 256,531,000 |
| Noninterest-bearing deposits | 37,082,000 | 35,571,000 | 40,663,000 | 39,132,000 |
| Equity capital | 44,561,000 | 46,704,000 | 48,038,000 | 49,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,891,000 | 7,974,000 | 11,908,000 | 16,157,000 |
| Interest expense | 981,000 | 1,969,000 | 2,960,000 | 4,531,000 |
| Net interest income | 2,910,000 | 6,005,000 | 8,948,000 | 11,626,000 |
| Noninterest income | 833,000 | 1,767,000 | 2,253,000 | 2,930,000 |
| Noninterest expense | 2,388,000 | 4,778,000 | 7,125,000 | 9,442,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,235,000 | 2,809,000 | 3,887,000 | 4,926,000 |
| Income tax | 393,000 | 1,001,000 | 1,373,000 | 1,530,000 |
| Net income | 842,000 | 1,808,000 | 2,514,000 | 3,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,401,000 | 47,670,000 | 48,005,000 | 48,650,000 |
| Total capital | 49,227,000 | 50,516,000 | 50,889,000 | 51,489,000 |
| Risk-weighted assets | 225,505,000 | 227,111,000 | 230,186,000 | 226,494,000 |