Call reports 2013
FIRST MINNESOTA BANK — 2013
What FIRST MINNESOTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 431,127,000 | 426,395,000 | 415,994,000 | 404,644,000 |
| Total loans | 143,174,000 | 139,223,000 | 134,310,000 | 130,621,000 |
| Allowance for loan losses | 3,174,000 | 3,291,000 | 3,369,000 | 3,342,000 |
| Securities available for sale | 232,586,000 | 240,136,000 | 226,901,000 | 214,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,032,000 | 304,513,000 | 305,913,000 | 295,671,000 |
| Interest-bearing deposits | 271,033,000 | 266,845,000 | 267,965,000 | 256,897,000 |
| Noninterest-bearing deposits | 42,999,000 | 37,668,000 | 37,948,000 | 38,774,000 |
| Equity capital | 49,011,000 | 46,583,000 | 42,187,000 | 41,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,336,000 | 10,985,000 | 15,315,000 |
| Interest expense | 1,049,000 | 2,086,000 | 3,119,000 | 4,135,000 |
| Net interest income | 2,544,000 | 5,250,000 | 7,866,000 | 11,180,000 |
| Noninterest income | 909,000 | 1,989,000 | 2,740,000 | 2,434,000 |
| Noninterest expense | 2,356,000 | 4,966,000 | 7,473,000 | 9,873,000 |
| Provision for loan losses | 83,000 | 225,000 | 325,000 | 325,000 |
| Pretax income | 1,013,000 | 2,047,000 | 2,796,000 | 3,346,000 |
| Income tax | 289,000 | 615,000 | 803,000 | 514,000 |
| Net income | 724,000 | 1,432,000 | 1,993,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,172,000 | 45,936,000 | 45,085,000 | 45,705,000 |
| Total capital | 48,184,000 | 49,010,000 | 48,102,000 | 48,640,000 |
| Risk-weighted assets | 241,309,000 | 245,670,000 | 240,981,000 | 234,388,000 |