Call reports 2012
FIRST MINNESOTA BANK — 2012
What FIRST MINNESOTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 385,720,000 | 390,236,000 | 392,243,000 | 398,820,000 |
| Total loans | 92,882,000 | 94,815,000 | 107,726,000 | 123,148,000 |
| Allowance for loan losses | 2,302,000 | 2,573,000 | 2,581,000 | 3,099,000 |
| Securities available for sale | 244,574,000 | 237,123,000 | 237,238,000 | 225,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,109,000 | 263,701,000 | 272,271,000 | 279,781,000 |
| Interest-bearing deposits | 229,869,000 | 233,158,000 | 238,848,000 | 245,446,000 |
| Noninterest-bearing deposits | 33,241,000 | 30,543,000 | 33,423,000 | 34,335,000 |
| Equity capital | 47,259,000 | 49,262,000 | 48,809,000 | 49,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,098,000 | 9,121,000 | 12,407,000 |
| Interest expense | 1,186,000 | 2,335,000 | 3,427,000 | 4,475,000 |
| Net interest income | 1,863,000 | 3,763,000 | 5,694,000 | 7,932,000 |
| Noninterest income | 696,000 | 1,582,000 | 1,477,000 | 2,091,000 |
| Noninterest expense | 2,206,000 | 4,393,000 | 6,583,000 | 8,906,000 |
| Provision for loan losses | 28,000 | 378,000 | 628,000 | 1,178,000 |
| Pretax income | 324,000 | 573,000 | -47,000 | -67,000 |
| Income tax | -3,000 | -161,000 | -542,000 | -937,000 |
| Net income | 327,000 | 734,000 | 495,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,409,000 | 45,506,000 | 44,713,000 | 45,976,000 |
| Total capital | 47,711,000 | 47,989,000 | 47,294,000 | 48,716,000 |
| Risk-weighted assets | 191,807,000 | 198,517,000 | 207,248,000 | 218,866,000 |