Call reports 2010
FIRST MINNESOTA BANK — 2010
What FIRST MINNESOTA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 373,678,000 | 378,286,000 | 383,917,000 | 376,013,000 |
| Total loans | 120,201,000 | 116,841,000 | 112,257,000 | 108,596,000 |
| Allowance for loan losses | 2,758,000 | 2,822,000 | 3,169,000 | 2,541,000 |
| Securities available for sale | 187,719,000 | 185,250,000 | 227,343,000 | 219,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,911,000 | 252,294,000 | 253,962,000 | 248,619,000 |
| Interest-bearing deposits | 219,390,000 | 223,210,000 | 223,728,000 | 219,705,000 |
| Noninterest-bearing deposits | 29,520,000 | 29,084,000 | 30,234,000 | 28,914,000 |
| Equity capital | 46,244,000 | 47,741,000 | 49,434,000 | 44,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,385,000 | 12,448,000 | 16,326,000 |
| Interest expense | 1,622,000 | 3,192,000 | 4,697,000 | 6,154,000 |
| Net interest income | 2,538,000 | 5,193,000 | 7,751,000 | 10,172,000 |
| Noninterest income | 467,000 | 1,050,000 | 1,563,000 | 1,817,000 |
| Noninterest expense | 2,210,000 | 4,576,000 | 6,998,000 | 9,172,000 |
| Provision for loan losses | 375,000 | 725,000 | 1,250,000 | 1,550,000 |
| Pretax income | 420,000 | 942,000 | 1,066,000 | 1,192,000 |
| Income tax | -50,000 | -52,000 | -247,000 | -235,000 |
| Net income | 470,000 | 994,000 | 1,313,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,821,000 | 45,346,000 | 45,665,000 | 45,779,000 |
| Total capital | 47,330,000 | 47,796,000 | 48,133,000 | 48,246,000 |
| Risk-weighted assets | 200,433,000 | 195,649,000 | 196,723,000 | 197,297,000 |