Call reports 2009
FIRST MINNESOTA BANK — 2009
What FIRST MINNESOTA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 337,764,000 | 354,509,000 | 360,306,000 | 363,460,000 |
| Total loans | 131,777,000 | 143,174,000 | 134,636,000 | 131,063,000 |
| Allowance for loan losses | 2,813,000 | 2,147,000 | 2,205,000 | 2,453,000 |
| Securities available for sale | 150,201,000 | 165,991,000 | 170,060,000 | 173,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,734,000 | 238,809,000 | 241,680,000 | 245,827,000 |
| Interest-bearing deposits | 201,551,000 | 210,255,000 | 218,131,000 | 215,953,000 |
| Noninterest-bearing deposits | 20,182,000 | 28,554,000 | 23,549,000 | 29,875,000 |
| Equity capital | 43,061,000 | 42,616,000 | 45,917,000 | 44,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,182,000 | 8,773,000 | 13,211,000 | 17,488,000 |
| Interest expense | 2,052,000 | 3,995,000 | 5,869,000 | 7,596,000 |
| Net interest income | 2,130,000 | 4,778,000 | 7,342,000 | 9,892,000 |
| Noninterest income | 526,000 | 1,271,000 | 1,788,000 | 2,242,000 |
| Noninterest expense | 1,934,000 | 4,428,000 | 6,431,000 | 9,007,000 |
| Provision for loan losses | 300,000 | 550,000 | 1,300,000 | 3,050,000 |
| Pretax income | 448,000 | 1,101,000 | 1,429,000 | 341,000 |
| Income tax | 72,000 | 72,000 | 206,000 | -830,000 |
| Net income | 376,000 | 1,029,000 | 1,223,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,558,000 | 44,210,000 | 44,404,000 | 44,352,000 |
| Total capital | 46,074,000 | 46,357,000 | 46,609,000 | 46,805,000 |
| Risk-weighted assets | 205,495,000 | 217,197,000 | 207,416,000 | 206,905,000 |