Call reports 2004
FIRST MINNESOTA BANK — 2004
What FIRST MINNESOTA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 331,151,000 | 339,825,000 | 341,551,000 | 360,800,000 |
| Total loans | 155,501,000 | 167,047,000 | 168,304,000 | 184,293,000 |
| Allowance for loan losses | 2,880,000 | 3,015,000 | 2,641,000 | 3,121,000 |
| Securities available for sale | 149,795,000 | 146,561,000 | 130,036,000 | 135,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,568,000 | 256,525,000 | 266,505,000 | 273,029,000 |
| Interest-bearing deposits | 235,144,000 | 228,834,000 | 237,064,000 | 239,886,000 |
| Noninterest-bearing deposits | 22,424,000 | 27,691,000 | 29,441,000 | 33,143,000 |
| Equity capital | 28,112,000 | 26,183,000 | 35,664,000 | 35,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,520,000 | 9,467,000 | 14,195,000 | 19,102,000 |
| Interest expense | 1,375,000 | 2,794,000 | 4,190,000 | 5,709,000 |
| Net interest income | 3,145,000 | 6,673,000 | 10,005,000 | 13,393,000 |
| Noninterest income | 575,000 | 1,340,000 | 1,953,000 | 2,676,000 |
| Noninterest expense | 1,849,000 | 3,715,000 | 5,589,000 | 7,689,000 |
| Provision for loan losses | 100,000 | 250,000 | 550,000 | 1,135,000 |
| Pretax income | 2,053,000 | 4,352,000 | 5,942,000 | 7,312,000 |
| Income tax | 755,000 | 1,615,000 | 1,994,000 | 2,594,000 |
| Net income | 1,298,000 | 2,737,000 | 3,948,000 | 4,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,052,000 | 28,491,000 | 35,702,000 | 36,472,000 |
| Total capital | 29,663,000 | 31,233,000 | 38,343,000 | 39,402,000 |
| Risk-weighted assets | 208,627,000 | 219,091,000 | 216,713,000 | 234,212,000 |
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