Call reports 2017
FARMERS & MERCHANTS BANK, THE — 2017
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 107,192,000 | 102,312,000 | 97,604,000 | 98,116,000 |
| Total loans | 31,771,000 | 30,478,000 | 31,282,000 | 30,585,000 |
| Allowance for loan losses | 299,000 | 134,000 | 136,000 | 235,000 |
| Securities available for sale | 58,856,000 | 59,398,000 | 53,217,000 | 51,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,465,000 | 88,291,000 | 83,391,000 | 84,514,000 |
| Interest-bearing deposits | 85,154,000 | 80,766,000 | 74,726,000 | 74,423,000 |
| Noninterest-bearing deposits | 8,311,000 | 7,525,000 | 8,665,000 | 10,091,000 |
| Equity capital | 9,222,000 | 9,274,000 | 9,260,000 | 8,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,563,000 | 2,354,000 | 3,128,000 |
| Interest expense | 96,000 | 190,000 | 282,000 | 373,000 |
| Net interest income | 681,000 | 1,373,000 | 2,072,000 | 2,755,000 |
| Noninterest income | 162,000 | 319,000 | 473,000 | 623,000 |
| Noninterest expense | 786,000 | 1,590,000 | 2,410,000 | 3,208,000 |
| Provision for loan losses | 50,000 | 760,000 | 760,000 | 860,000 |
| Pretax income | 20,000 | -600,000 | -542,000 | -607,000 |
| Income tax | 3,000 | 7,000 | 7,000 | -40,000 |
| Net income | 17,000 | -607,000 | -549,000 | -567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,126,000 | 9,304,000 | 9,305,000 | 9,145,000 |
| Total capital | 10,425,000 | 9,438,000 | 9,441,000 | 9,380,000 |
| Risk-weighted assets | 53,351,000 | 46,437,000 | 45,798,000 | 44,856,000 |