Call reports 2016
FARMERS & MERCHANTS BANK, THE — 2016
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,720,000 | 115,227,000 | 110,553,000 | 107,941,000 |
| Total loans | 33,850,000 | 33,526,000 | 34,447,000 | 32,044,000 |
| Allowance for loan losses | 266,000 | 264,000 | 265,000 | 248,000 |
| Securities available for sale | 48,242,000 | 63,613,000 | 61,902,000 | 58,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,631,000 | 99,463,000 | 95,195,000 | 94,614,000 |
| Interest-bearing deposits | 73,088,000 | 93,008,000 | 88,418,000 | 85,919,000 |
| Noninterest-bearing deposits | 7,543,000 | 6,455,000 | 6,777,000 | 8,695,000 |
| Equity capital | 10,056,000 | 10,742,000 | 10,591,000 | 8,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,581,000 | 2,375,000 | 3,145,000 |
| Interest expense | 95,000 | 192,000 | 301,000 | 404,000 |
| Net interest income | 707,000 | 1,389,000 | 2,074,000 | 2,741,000 |
| Noninterest income | 184,000 | 359,000 | 533,000 | 696,000 |
| Noninterest expense | 787,000 | 1,569,000 | 2,378,000 | 3,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 253,000 | 379,000 | 415,000 |
| Income tax | 8,000 | 16,000 | 27,000 | 8,000 |
| Net income | 131,000 | 237,000 | 352,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,927,000 | 9,978,000 | 10,040,000 | 10,041,000 |
| Total capital | 10,193,000 | 10,242,000 | 10,305,000 | 10,289,000 |
| Risk-weighted assets | 46,313,000 | 60,273,000 | 51,397,000 | 48,167,000 |