Call reports 2015
FARMERS & MERCHANTS BANK, THE — 2015
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,372,000 | 96,742,000 | 92,400,000 | 94,243,000 |
| Total loans | 33,086,000 | 33,123,000 | 34,443,000 | 35,433,000 |
| Allowance for loan losses | 215,000 | 252,000 | 253,000 | 263,000 |
| Securities available for sale | 47,827,000 | 50,580,000 | 47,231,000 | 46,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,264,000 | 80,666,000 | 77,193,000 | 79,073,000 |
| Interest-bearing deposits | 75,651,000 | 72,804,000 | 70,718,000 | 71,151,000 |
| Noninterest-bearing deposits | 8,613,000 | 7,862,000 | 6,475,000 | 7,922,000 |
| Equity capital | 10,388,000 | 9,450,000 | 9,782,000 | 9,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,527,000 | 2,279,000 | 3,075,000 |
| Interest expense | 123,000 | 235,000 | 338,000 | 438,000 |
| Net interest income | 626,000 | 1,292,000 | 1,941,000 | 2,637,000 |
| Noninterest income | 181,000 | 362,000 | 523,000 | 698,000 |
| Noninterest expense | 813,000 | 1,611,000 | 2,426,000 | 3,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 81,000 | 87,000 | -75,000 |
| Income tax | 2,000 | 8,000 | 8,000 | -23,000 |
| Net income | 19,000 | 73,000 | 79,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,207,000 | 10,095,000 | 10,059,000 | 9,882,000 |
| Total capital | 10,422,000 | 10,347,000 | 10,312,000 | 10,145,000 |
| Risk-weighted assets | 71,545,000 | 67,072,000 | 66,352,000 | 59,022,000 |