Call reports 2014
FARMERS & MERCHANTS BANK, THE — 2014
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,284,000 | 96,674,000 | 93,212,000 | 96,698,000 |
| Total loans | 32,060,000 | 33,876,000 | 32,929,000 | 33,212,000 |
| Allowance for loan losses | 234,000 | 240,000 | 186,000 | 218,000 |
| Securities available for sale | 49,099,000 | 46,845,000 | 45,288,000 | 44,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,819,000 | 80,348,000 | 76,615,000 | 80,352,000 |
| Interest-bearing deposits | 77,202,000 | 73,074,000 | 69,751,000 | 72,618,000 |
| Noninterest-bearing deposits | 7,617,000 | 7,274,000 | 6,864,000 | 7,734,000 |
| Equity capital | 9,064,000 | 10,032,000 | 10,279,000 | 10,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,684,000 | 2,496,000 | 3,279,000 |
| Interest expense | 131,000 | 260,000 | 386,000 | 512,000 |
| Net interest income | 707,000 | 1,424,000 | 2,110,000 | 2,767,000 |
| Noninterest income | 181,000 | 351,000 | 526,000 | 700,000 |
| Noninterest expense | 786,000 | 1,576,000 | 2,374,000 | 3,189,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 83,000 |
| Pretax income | 149,000 | 286,000 | 355,000 | 314,000 |
| Income tax | 11,000 | 18,000 | 20,000 | 16,000 |
| Net income | 138,000 | 268,000 | 335,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,441,000 | 10,531,000 | 10,558,000 | 10,157,000 |
| Total capital | 10,675,000 | 10,771,000 | 10,744,000 | 10,375,000 |
| Risk-weighted assets | 72,911,000 | 69,089,000 | 66,783,000 | 67,626,000 |