Call reports 2013
FARMERS & MERCHANTS BANK, THE — 2013
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,079,000 | 104,385,000 | 99,131,000 | 99,852,000 |
| Total loans | 38,480,000 | 39,202,000 | 36,614,000 | 31,803,000 |
| Allowance for loan losses | 235,000 | 248,000 | 234,000 | 234,000 |
| Securities available for sale | 50,359,000 | 47,077,000 | 48,164,000 | 48,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,889,000 | 88,726,000 | 83,858,000 | 85,372,000 |
| Interest-bearing deposits | 78,454,000 | 80,678,000 | 75,517,000 | 76,750,000 |
| Noninterest-bearing deposits | 8,435,000 | 8,048,000 | 8,341,000 | 8,622,000 |
| Equity capital | 10,776,000 | 8,413,000 | 7,945,000 | 8,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,737,000 | 2,679,000 | 3,577,000 |
| Interest expense | 161,000 | 310,000 | 457,000 | 597,000 |
| Net interest income | 703,000 | 1,427,000 | 2,222,000 | 2,980,000 |
| Noninterest income | 171,000 | 432,000 | 605,000 | 780,000 |
| Noninterest expense | 934,000 | 1,731,000 | 2,526,000 | 3,322,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 39,000 |
| Pretax income | 108,000 | 358,000 | 581,000 | 732,000 |
| Income tax | 16,000 | 19,000 | 39,000 | 46,000 |
| Net income | 92,000 | 339,000 | 542,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,000,000 | 10,128,000 | 10,291,000 | 10,394,000 |
| Total capital | 10,235,000 | 10,376,000 | 10,525,000 | 10,628,000 |
| Risk-weighted assets | 76,180,000 | 80,793,000 | 77,625,000 | 75,715,000 |