Call reports 2012
FARMERS & MERCHANTS BANK, THE — 2012
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,957,000 | 102,674,000 | 100,870,000 | 102,174,000 |
| Total loans | 39,552,000 | 40,047,000 | 37,629,000 | 35,795,000 |
| Allowance for loan losses | 267,000 | 233,000 | 235,000 | 238,000 |
| Securities available for sale | 46,291,000 | 48,125,000 | 45,676,000 | 44,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,539,000 | 84,977,000 | 82,790,000 | 84,779,000 |
| Interest-bearing deposits | 75,099,000 | 77,457,000 | 75,248,000 | 75,159,000 |
| Noninterest-bearing deposits | 7,440,000 | 7,520,000 | 7,542,000 | 9,620,000 |
| Equity capital | 10,527,000 | 11,299,000 | 11,674,000 | 11,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,950,000 | 2,832,000 | 3,680,000 |
| Interest expense | 227,000 | 434,000 | 612,000 | 776,000 |
| Net interest income | 771,000 | 1,516,000 | 2,220,000 | 2,904,000 |
| Noninterest income | 191,000 | 368,000 | 547,000 | 715,000 |
| Noninterest expense | 779,000 | 1,584,000 | 2,376,000 | 3,211,000 |
| Provision for loan losses | 4,000 | 16,000 | 50,000 | 82,000 |
| Pretax income | 415,000 | 854,000 | 1,026,000 | 1,195,000 |
| Income tax | 30,000 | 61,000 | 66,000 | 63,000 |
| Net income | 385,000 | 793,000 | 960,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,403,000 | 9,741,000 | 9,817,000 | 9,899,000 |
| Total capital | 9,670,000 | 9,974,000 | 10,052,000 | 10,137,000 |
| Risk-weighted assets | 73,427,000 | 74,109,000 | 70,127,000 | 72,360,000 |