Call reports 2005
FARMERS & MERCHANTS BANK, THE — 2005
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,318,000 | 77,618,000 | 78,841,000 | 79,864,000 |
| Total loans | 39,812,000 | 40,278,000 | 39,317,000 | 37,464,000 |
| Allowance for loan losses | 499,000 | 487,000 | 462,000 | 418,000 |
| Securities available for sale | 30,867,000 | 29,195,000 | 30,607,000 | 33,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,815,000 | 65,334,000 | 66,770,000 | 66,729,000 |
| Interest-bearing deposits | 61,433,000 | 59,952,000 | 5,680,000 | 60,519,000 |
| Noninterest-bearing deposits | 6,382,000 | 5,382,000 | 61,090,000 | 6,210,000 |
| Equity capital | 6,373,000 | 6,887,000 | 6,828,000 | 6,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,058,000 | 3,115,000 | 4,183,000 |
| Interest expense | 271,000 | 586,000 | 955,000 | 1,366,000 |
| Net interest income | 723,000 | 1,472,000 | 2,160,000 | 2,817,000 |
| Noninterest income | 136,000 | 291,000 | 453,000 | 618,000 |
| Noninterest expense | 714,000 | 1,397,000 | 2,080,000 | 2,764,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 128,000 | 338,000 | 506,000 | 644,000 |
| Income tax | 8,000 | 19,000 | 27,000 | 30,000 |
| Net income | 120,000 | 319,000 | 479,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,088,000 | 6,247,000 | 6,277,000 | 6,372,000 |
| Total capital | 6,587,000 | 6,734,000 | 6,739,000 | 6,790,000 |
| Risk-weighted assets | 51,882,000 | 51,512,000 | 50,971,000 | 50,376,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.