Call report 2023Q4
WATERTOWN SAVINGS BANK — 2023Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,420,975,000 | USD | evidence → |
| Total loans | 616,989,000 | USD | evidence → |
| Allowance for loan losses | 1,930,000 | USD | evidence → |
| Securities available for sale | 238,583,000 | USD | evidence → |
| Securities held to maturity | 353,296,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,263,795,000 | USD | evidence → |
| Interest-bearing deposits | 1,149,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,689,000 | USD | evidence → |
| Equity capital | 139,454,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,656,000 | USD | evidence → |
| Interest expense | 10,781,000 | USD | evidence → |
| Net interest income | 30,875,000 | USD | evidence → |
| Noninterest income | 3,508,000 | USD | evidence → |
| Noninterest expense | 25,910,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,473,000 | USD | evidence → |
| Income tax | 1,985,000 | USD | evidence → |
| Net income | 6,488,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 155,184,000 | USD | evidence → |
| Total capital | 157,134,000 | USD | evidence → |
| Risk-weighted assets | 576,649,000 | USD | evidence → |