Call report 2022Q2
WATERTOWN SAVINGS BANK — 2022Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,498,910,000 | USD | evidence → |
| Total loans | 573,139,000 | USD | evidence → |
| Allowance for loan losses | 4,176,000 | USD | evidence → |
| Securities available for sale | 345,275,000 | USD | evidence → |
| Securities held to maturity | 405,136,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,359,184,000 | USD | evidence → |
| Interest-bearing deposits | 1,227,226,000 | USD | evidence → |
| Noninterest-bearing deposits | 131,958,000 | USD | evidence → |
| Equity capital | 116,895,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,243,000 | USD | evidence → |
| Interest expense | 1,106,000 | USD | evidence → |
| Net interest income | 14,137,000 | USD | evidence → |
| Noninterest income | 1,662,000 | USD | evidence → |
| Noninterest expense | 13,148,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,651,000 | USD | evidence → |
| Income tax | 531,000 | USD | evidence → |
| Net income | 2,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 143,294,000 | USD | evidence → |
| Total capital | 147,470,000 | USD | evidence → |
| Risk-weighted assets | 558,591,000 | USD | evidence → |