Call report 2021Q4
WATERTOWN SAVINGS BANK — 2021Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,499,175,000 | USD | evidence → |
| Total loans | 551,974,000 | USD | evidence → |
| Allowance for loan losses | 4,178,000 | USD | evidence → |
| Securities available for sale | 562,293,000 | USD | evidence → |
| Securities held to maturity | 161,468,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,346,095,000 | USD | evidence → |
| Interest-bearing deposits | 1,196,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 149,559,000 | USD | evidence → |
| Equity capital | 130,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,420,000 | USD | evidence → |
| Interest expense | 2,710,000 | USD | evidence → |
| Net interest income | 27,710,000 | USD | evidence → |
| Noninterest income | 3,765,000 | USD | evidence → |
| Noninterest expense | 26,956,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,519,000 | USD | evidence → |
| Income tax | 795,000 | USD | evidence → |
| Net income | 3,724,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 141,174,000 | USD | evidence → |
| Total capital | 145,352,000 | USD | evidence → |
| Risk-weighted assets | 539,527,000 | USD | evidence → |