Call report 2018Q4
WATERTOWN SAVINGS BANK — 2018Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,184,318,000 | USD | evidence → |
| Total loans | 599,998,000 | USD | evidence → |
| Allowance for loan losses | 3,323,000 | USD | evidence → |
| Securities available for sale | 295,876,000 | USD | evidence → |
| Securities held to maturity | 160,302,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,050,601,000 | USD | evidence → |
| Interest-bearing deposits | 968,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,628,000 | USD | evidence → |
| Equity capital | 123,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,978,000 | USD | evidence → |
| Interest expense | 2,800,000 | USD | evidence → |
| Net interest income | 31,178,000 | USD | evidence → |
| Noninterest income | 3,742,000 | USD | evidence → |
| Noninterest expense | 27,977,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 7,911,000 | USD | evidence → |
| Income tax | 1,393,000 | USD | evidence → |
| Net income | 6,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,435,000 | USD | evidence → |
| Total capital | 132,758,000 | USD | evidence → |
| Risk-weighted assets | 552,794,000 | USD | evidence → |