Call report 2017Q4
WATERTOWN SAVINGS BANK — 2017Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,178,449,000 | USD | evidence → |
| Total loans | 578,650,000 | USD | evidence → |
| Allowance for loan losses | 3,157,000 | USD | evidence → |
| Securities available for sale | 308,699,000 | USD | evidence → |
| Securities held to maturity | 167,022,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,034,870,000 | USD | evidence → |
| Interest-bearing deposits | 959,392,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,478,000 | USD | evidence → |
| Equity capital | 117,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,031,000 | USD | evidence → |
| Interest expense | 2,015,000 | USD | evidence → |
| Net interest income | 29,016,000 | USD | evidence → |
| Noninterest income | 3,626,000 | USD | evidence → |
| Noninterest expense | 27,759,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 16,424,000 | USD | evidence → |
| Income tax | 9,657,000 | USD | evidence → |
| Net income | 6,767,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,775,000 | USD | evidence → |
| Total capital | 125,932,000 | USD | evidence → |
| Risk-weighted assets | 539,903,000 | USD | evidence → |