Call report 2015Q4
WATERTOWN SAVINGS BANK — 2015Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,123,743,000 | USD | evidence → |
| Total loans | 546,210,000 | USD | evidence → |
| Allowance for loan losses | 3,227,000 | USD | evidence → |
| Securities available for sale | 293,535,000 | USD | evidence → |
| Securities held to maturity | 189,431,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 997,820,000 | USD | evidence → |
| Interest-bearing deposits | 923,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,970,000 | USD | evidence → |
| Equity capital | 108,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,407,000 | USD | evidence → |
| Interest expense | 2,189,000 | USD | evidence → |
| Net interest income | 27,218,000 | USD | evidence → |
| Noninterest income | 3,764,000 | USD | evidence → |
| Noninterest expense | 25,315,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,718,000 | USD | evidence → |
| Income tax | 1,813,000 | USD | evidence → |
| Net income | 3,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,981,000 | USD | evidence → |
| Total capital | 115,208,000 | USD | evidence → |
| Risk-weighted assets | 509,818,000 | USD | evidence → |