Call report 2010Q4
WATERTOWN SAVINGS BANK — 2010Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,041,088,000 | USD | evidence → |
| Total loans | 592,585,000 | USD | evidence → |
| Allowance for loan losses | 3,384,000 | USD | evidence → |
| Securities available for sale | 355,344,000 | USD | evidence → |
| Securities held to maturity | 5,532,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 936,957,000 | USD | evidence → |
| Interest-bearing deposits | 886,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,132,000 | USD | evidence → |
| Equity capital | 84,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,940,000 | USD | evidence → |
| Interest expense | 9,240,000 | USD | evidence → |
| Net interest income | 35,700,000 | USD | evidence → |
| Noninterest income | 3,656,000 | USD | evidence → |
| Noninterest expense | 23,588,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | -1,118,000 | USD | evidence → |
| Income tax | -1,569,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,170,000 | USD | evidence → |
| Total capital | 85,554,000 | USD | evidence → |
| Risk-weighted assets | 523,419,000 | USD | evidence → |