Call report 2010Q2
WATERTOWN SAVINGS BANK — 2010Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,068,503,000 | USD | evidence → |
| Total loans | 622,091,000 | USD | evidence → |
| Allowance for loan losses | 3,038,000 | USD | evidence → |
| Securities available for sale | 316,803,000 | USD | evidence → |
| Securities held to maturity | 36,013,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 955,930,000 | USD | evidence → |
| Interest-bearing deposits | 905,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,952,000 | USD | evidence → |
| Equity capital | 83,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,143,000 | USD | evidence → |
| Interest expense | 4,825,000 | USD | evidence → |
| Net interest income | 18,318,000 | USD | evidence → |
| Noninterest income | 1,798,000 | USD | evidence → |
| Noninterest expense | 11,411,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 4,428,000 | USD | evidence → |
| Income tax | 1,972,000 | USD | evidence → |
| Net income | 2,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,206,000 | USD | evidence → |
| Total capital | 88,244,000 | USD | evidence → |
| Risk-weighted assets | 612,571,000 | USD | evidence → |