Call report 2009Q4
WATERTOWN SAVINGS BANK — 2009Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,064,084,000 | USD | evidence → |
| Total loans | 626,192,000 | USD | evidence → |
| Allowance for loan losses | 3,309,000 | USD | evidence → |
| Securities available for sale | 267,451,000 | USD | evidence → |
| Securities held to maturity | 44,220,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 965,410,000 | USD | evidence → |
| Interest-bearing deposits | 919,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,320,000 | USD | evidence → |
| Equity capital | 79,256,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,485,000 | USD | evidence → |
| Interest expense | 16,307,000 | USD | evidence → |
| Net interest income | 35,178,000 | USD | evidence → |
| Noninterest income | 3,166,000 | USD | evidence → |
| Noninterest expense | 23,597,000 | USD | evidence → |
| Provision for loan losses | 320,000 | USD | evidence → |
| Pretax income | 5,355,000 | USD | evidence → |
| Income tax | 2,954,000 | USD | evidence → |
| Net income | 2,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,384,000 | USD | evidence → |
| Total capital | 86,693,000 | USD | evidence → |
| Risk-weighted assets | 631,873,000 | USD | evidence → |