Call reports 2006
WATERTOWN SAVINGS BANK — 2006
What WATERTOWN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,143,329,000 | 1,144,565,000 | 1,150,591,000 | 1,183,461,000 |
| Total loans | 490,858,000 | 519,676,000 | 533,009,000 | 540,571,000 |
| Allowance for loan losses | 3,136,000 | 3,138,000 | 3,141,000 | 3,143,000 |
| Securities available for sale | 503,967,000 | 487,000,000 | 465,067,000 | 494,048,000 |
| Securities held to maturity | 78,783,000 | 68,486,000 | 68,229,000 | 57,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,037,345,000 | 1,053,093,000 | 1,055,362,000 | 1,086,372,000 |
| Interest-bearing deposits | 991,684,000 | 1,003,364,000 | 1,009,759,000 | 1,044,350,000 |
| Noninterest-bearing deposits | 45,661,000 | 49,729,000 | 45,603,000 | 42,022,000 |
| Equity capital | 79,892,000 | 79,774,000 | 83,631,000 | 84,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,111,000 | 26,410,000 | 40,937,000 | 56,112,000 |
| Interest expense | 6,917,000 | 14,462,000 | 22,715,000 | 31,804,000 |
| Net interest income | 6,194,000 | 11,948,000 | 18,222,000 | 24,308,000 |
| Noninterest income | 611,000 | 1,192,000 | 1,742,000 | 2,482,000 |
| Noninterest expense | 5,248,000 | 10,613,000 | 15,890,000 | 21,551,000 |
| Provision for loan losses | 0 | 2,000 | 6,000 | 11,000 |
| Pretax income | 1,329,000 | 2,297,000 | 3,352,000 | 4,512,000 |
| Income tax | 450,000 | 768,000 | 1,133,000 | 1,459,000 |
| Net income | 879,000 | 1,529,000 | 2,219,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,189,000 | 83,495,000 | 85,607,000 | 86,437,000 |
| Total capital | 86,325,000 | 86,633,000 | 88,748,000 | 89,580,000 |
| Risk-weighted assets | 523,092,000 | 532,454,000 | 534,403,000 | 546,962,000 |
Machine access — free, no API key
Every figure shown here about WATERTOWN SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.