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Call report 2003Q4

WATERTOWN SAVINGS BANK — 2003Q4

The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.

PERIOD: 2003Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7bd30464-f905-4caf-8a4e-3520e00570ef/2003Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets1,083,875,000USDevidence →
Total loans381,952,000USDevidence →
Allowance for loan losses3,164,000USDevidence →
Securities available for sale631,808,000USDevidence →
Securities held to maturity17,055,000USDevidence →
Trading assets0USDevidence →
Total deposits895,668,000USDevidence →
Interest-bearing deposits855,872,000USDevidence →
Noninterest-bearing deposits39,796,000USDevidence →
Equity capital76,834,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income42,246,000USDevidence →
Interest expense17,411,000USDevidence →
Net interest income24,835,000USDevidence →
Noninterest income2,022,000USDevidence →
Noninterest expense17,151,000USDevidence →
Provision for loan losses300,000USDevidence →
Pretax income11,385,000USDevidence →
Income tax3,866,000USDevidence →
Net income7,519,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital76,787,000USDevidence →
Total capital79,951,000USDevidence →
Risk-weighted assets431,923,000USDevidence →

Machine access — free, no API key

Every figure shown here about WATERTOWN SAVINGS BANK — 2003Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.