Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 734,078,000 | 761,389,000 | 792,643,000 | 778,915,000 |
| Total loans | 471,182,000 | 478,592,000 | 482,019,000 | 473,132,000 |
| Allowance for loan losses | 5,847,000 | 6,036,000 | 6,089,000 | 6,058,000 |
| Securities available for sale | 212,133,000 | 203,471,000 | 202,473,000 | 208,151,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,203,000 | 668,035,000 | 705,414,000 | 690,868,000 |
| Interest-bearing deposits | 396,493,000 | 408,322,000 | 430,735,000 | 424,135,000 |
| Noninterest-bearing deposits | 247,710,000 | 259,713,000 | 274,679,000 | 266,733,000 |
| Equity capital | 55,369,000 | 56,178,000 | 62,950,000 | 66,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,889,000 | 20,134,000 | 30,713,000 | 41,385,000 |
| Interest expense | 2,576,000 | 5,008,000 | 7,371,000 | 9,675,000 |
| Net interest income | 7,313,000 | 15,126,000 | 23,342,000 | 31,710,000 |
| Noninterest income | 1,207,000 | 2,403,000 | 3,626,000 | 5,134,000 |
| Noninterest expense | 4,874,000 | 10,063,000 | 15,208,000 | 20,571,000 |
| Provision for loan losses | 250,000 | 460,000 | 540,000 | 540,000 |
| Pretax income | 3,396,000 | 7,002,000 | 11,216,000 | 15,729,000 |
| Income tax | 608,000 | 1,257,000 | 2,035,000 | 2,815,000 |
| Net income | 2,788,000 | 5,745,000 | 9,181,000 | 12,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,607,000 | 76,064,000 | 78,000,000 | 80,232,000 |