Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 765,822,000 | 777,419,000 | 766,426,000 | 734,487,000 |
| Total loans | 459,556,000 | 465,559,000 | 466,714,000 | 466,606,000 |
| Allowance for loan losses | 5,561,000 | 5,637,000 | 5,643,000 | 5,635,000 |
| Securities available for sale | 223,313,000 | 216,037,000 | 219,074,000 | 214,555,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,241,000 | 652,406,000 | 664,247,000 | 646,303,000 |
| Interest-bearing deposits | 374,058,000 | 387,775,000 | 402,170,000 | 397,706,000 |
| Noninterest-bearing deposits | 267,183,000 | 264,631,000 | 262,077,000 | 248,597,000 |
| Equity capital | 47,385,000 | 48,415,000 | 54,842,000 | 51,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,472,000 | 19,531,000 | 30,001,000 | 40,137,000 |
| Interest expense | 2,774,000 | 6,104,000 | 9,533,000 | 12,409,000 |
| Net interest income | 6,698,000 | 13,427,000 | 20,468,000 | 27,728,000 |
| Noninterest income | 1,149,000 | 2,357,000 | 3,596,000 | 5,128,000 |
| Noninterest expense | 4,190,000 | 9,049,000 | 13,842,000 | 18,679,000 |
| Provision for loan losses | 360,000 | 460,000 | 500,000 | 540,000 |
| Pretax income | 3,297,000 | 6,275,000 | 9,722,000 | 13,637,000 |
| Income tax | 574,000 | 1,105,000 | 1,722,000 | 2,450,000 |
| Net income | 2,723,000 | 5,170,000 | 8,000,000 | 11,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,355,000 | 70,302,000 | 71,632,000 | 73,319,000 |
| Total capital | 75,166,000 | 76,190,000 | 77,525,000 | 79,203,000 |
| Risk-weighted assets | 540,724,000 | 547,309,000 | 544,194,000 | 536,525,000 |