Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 695,729,000 | 715,424,000 | 707,234,000 | 716,597,000 |
| Total loans | 401,377,000 | 410,294,000 | 419,689,000 | 429,769,000 |
| Allowance for loan losses | 4,975,000 | 5,112,000 | 5,163,000 | 5,220,000 |
| Securities available for sale | 245,136,000 | 232,343,000 | 224,193,000 | 229,285,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,579,000 | 635,874,000 | 628,963,000 | 616,689,000 |
| Interest-bearing deposits | 346,548,000 | 343,547,000 | 345,964,000 | 351,111,000 |
| Noninterest-bearing deposits | 289,030,000 | 292,327,000 | 282,999,000 | 265,578,000 |
| Equity capital | 41,432,000 | 41,877,000 | 38,365,000 | 47,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,618,000 | 15,649,000 | 24,204,000 | 32,922,000 |
| Interest expense | 1,069,000 | 2,452,000 | 4,234,000 | 6,452,000 |
| Net interest income | 6,549,000 | 13,197,000 | 19,970,000 | 26,470,000 |
| Noninterest income | 1,199,000 | 2,390,000 | 3,551,000 | 5,171,000 |
| Noninterest expense | 4,423,000 | 8,956,000 | 13,590,000 | 18,597,000 |
| Provision for loan losses | 100,000 | 275,000 | 375,000 | 480,000 |
| Pretax income | 3,272,000 | 6,427,000 | 9,628,000 | 12,636,000 |
| Income tax | 554,000 | 1,111,000 | 1,677,000 | 2,206,000 |
| Net income | 2,718,000 | 5,316,000 | 7,951,000 | 10,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,781,000 | 65,322,000 | 66,376,000 | 68,132,000 |
| Total capital | 69,005,000 | 70,683,000 | 71,788,000 | 73,602,000 |
| Risk-weighted assets | 466,241,000 | 466,603,000 | 466,603,000 | 513,062,000 |