Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 702,119,000 | 705,622,000 | 712,347,000 | 701,415,000 |
| Total loans | 339,184,000 | 353,479,000 | 371,784,000 | 389,411,000 |
| Allowance for loan losses | 4,262,000 | 4,480,000 | 4,720,000 | 4,911,000 |
| Securities available for sale | 226,510,000 | 239,877,000 | 261,773,000 | 261,492,000 |
| Securities held to maturity | 0 | 0 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,909,000 | 655,567,000 | 652,151,000 | 646,143,000 |
| Interest-bearing deposits | 346,790,000 | 337,446,000 | 328,540,000 | 334,695,000 |
| Noninterest-bearing deposits | 293,119,000 | 318,121,000 | 323,611,000 | 311,448,000 |
| Equity capital | 49,198,000 | 36,999,000 | 34,731,000 | 39,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,671,000 | 12,068,000 | 19,123,000 | 26,639,000 |
| Interest expense | 156,000 | 352,000 | 712,000 | 1,422,000 |
| Net interest income | 5,515,000 | 11,716,000 | 18,411,000 | 25,217,000 |
| Noninterest income | 1,125,000 | 2,264,000 | 3,446,000 | 4,686,000 |
| Noninterest expense | 3,939,000 | 8,328,000 | 12,711,000 | 17,393,000 |
| Provision for loan losses | 110,000 | 360,000 | 650,000 | 900,000 |
| Pretax income | 2,591,000 | 5,292,000 | 8,496,000 | 11,602,000 |
| Income tax | 444,000 | 904,000 | 1,456,000 | 1,972,000 |
| Net income | 2,147,000 | 4,388,000 | 7,040,000 | 9,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,987,000 | 58,795,000 | 61,063,000 | 62,164,000 |
| Total capital | 61,498,000 | 63,524,000 | 66,031,000 | 67,324,000 |
| Risk-weighted assets | 382,534,000 | 419,842,000 | 419,304,000 | 466,241,000 |