Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 626,687,000 | 667,685,000 | 692,912,000 | 681,374,000 |
| Total loans | 334,555,000 | 333,117,000 | 312,244,000 | 328,950,000 |
| Allowance for loan losses | 3,967,000 | 4,021,000 | 3,987,000 | 4,181,000 |
| Securities available for sale | 140,028,000 | 162,258,000 | 185,293,000 | 209,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,633,000 | 597,797,000 | 618,883,000 | 611,907,000 |
| Interest-bearing deposits | 311,306,000 | 319,778,000 | 316,484,000 | 318,299,000 |
| Noninterest-bearing deposits | 247,327,000 | 278,019,000 | 302,399,000 | 293,609,000 |
| Equity capital | 53,468,000 | 56,482,000 | 59,231,000 | 58,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,420,000 | 12,967,000 | 18,353,000 | 23,932,000 |
| Interest expense | 286,000 | 522,000 | 711,000 | 875,000 |
| Net interest income | 6,134,000 | 12,445,000 | 17,642,000 | 23,057,000 |
| Noninterest income | 957,000 | 1,970,000 | 3,041,000 | 4,161,000 |
| Noninterest expense | 3,671,000 | 7,512,000 | 11,561,000 | 15,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 235,000 |
| Pretax income | 3,420,000 | 6,903,000 | 9,125,000 | 11,236,000 |
| Income tax | 626,000 | 1,268,000 | 1,640,000 | 1,989,000 |
| Net income | 2,794,000 | 5,635,000 | 7,485,000 | 9,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,777,000 | 52,556,000 | 55,233,000 | 55,805,000 |
| Total capital | 53,993,000 | 56,826,000 | 59,469,000 | 60,235,000 |
| Risk-weighted assets | 380,432,000 | 373,195,000 | 373,195,000 | 383,057,000 |