Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 505,058,000 | 570,055,000 | 577,362,000 | 581,045,000 |
| Total loans | 313,967,000 | 345,049,000 | 344,862,000 | 327,091,000 |
| Allowance for loan losses | 3,975,000 | 4,111,000 | 4,011,000 | 3,977,000 |
| Securities available for sale | 108,439,000 | 119,031,000 | 126,111,000 | 126,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,398,000 | 509,958,000 | 512,835,000 | 517,870,000 |
| Interest-bearing deposits | 285,532,000 | 290,959,000 | 285,707,000 | 296,967,000 |
| Noninterest-bearing deposits | 166,866,000 | 218,999,000 | 227,128,000 | 220,903,000 |
| Equity capital | 42,908,000 | 48,942,000 | 52,114,000 | 52,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,763,000 | 12,608,000 | 18,065,000 | 23,375,000 |
| Interest expense | 722,000 | 1,213,000 | 1,579,000 | 1,891,000 |
| Net interest income | 5,041,000 | 11,395,000 | 16,486,000 | 21,484,000 |
| Noninterest income | 933,000 | 1,654,000 | 2,446,000 | 3,374,000 |
| Noninterest expense | 3,853,000 | 8,232,000 | 12,234,000 | 16,483,000 |
| Provision for loan losses | 60,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,387,000 | 4,943,000 | 6,824,000 | 8,501,000 |
| Income tax | 430,000 | 883,000 | 1,182,000 | 1,449,000 |
| Net income | 1,957,000 | 4,060,000 | 5,642,000 | 7,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,381,000 | 44,693,000 | 47,374,000 | 47,294,000 |
| Total capital | 47,605,000 | 49,053,000 | 51,634,000 | 51,520,000 |
| Risk-weighted assets | 358,043,000 | 358,424,000 | 345,467,000 | 348,970,000 |