Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 441,751,000 | 452,698,000 | 477,068,000 | 489,210,000 |
| Total loans | 295,372,000 | 305,509,000 | 305,427,000 | 311,182,000 |
| Allowance for loan losses | 3,963,000 | 4,020,000 | 3,959,000 | 3,949,000 |
| Securities available for sale | 80,655,000 | 81,357,000 | 86,844,000 | 96,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,453,000 | 408,663,000 | 428,544,000 | 436,270,000 |
| Interest-bearing deposits | 258,568,000 | 264,840,000 | 271,636,000 | 282,102,000 |
| Noninterest-bearing deposits | 140,885,000 | 143,823,000 | 156,908,000 | 154,168,000 |
| Equity capital | 38,292,000 | 40,598,000 | 42,435,000 | 43,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,786,000 | 16,477,000 | 22,147,000 |
| Interest expense | 639,000 | 1,336,000 | 2,094,000 | 2,843,000 |
| Net interest income | 4,686,000 | 9,450,000 | 14,383,000 | 19,304,000 |
| Noninterest income | 923,000 | 1,871,000 | 2,852,000 | 3,855,000 |
| Noninterest expense | 3,694,000 | 7,429,000 | 11,148,000 | 14,921,000 |
| Provision for loan losses | 167,000 | 257,000 | 286,000 | 322,000 |
| Pretax income | 1,765,000 | 3,670,000 | 5,836,000 | 7,952,000 |
| Income tax | 318,000 | 661,000 | 1,057,000 | 1,474,000 |
| Net income | 1,447,000 | 3,009,000 | 4,779,000 | 6,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,086,000 | 39,256,000 | 40,646,000 | 41,902,000 |
| Total capital | 42,063,000 | 43,202,000 | 44,676,000 | 46,100,000 |
| Risk-weighted assets | 318,018,000 | 315,341,000 | 322,271,000 | 342,509,000 |