Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 416,485,000 | 424,756,000 | 437,142,000 | 434,254,000 |
| Total loans | 277,830,000 | 277,897,000 | 279,203,000 | 277,961,000 |
| Allowance for loan losses | 3,896,000 | 3,879,000 | 3,883,000 | 3,754,000 |
| Securities available for sale | 79,295,000 | 80,118,000 | 80,729,000 | 89,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,616,000 | 385,638,000 | 396,558,000 | 395,098,000 |
| Interest-bearing deposits | 234,733,000 | 242,939,000 | 246,131,000 | 254,392,000 |
| Noninterest-bearing deposits | 142,883,000 | 142,699,000 | 150,427,000 | 140,706,000 |
| Equity capital | 34,199,000 | 34,668,000 | 34,682,000 | 36,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,706,000 | 9,564,000 | 14,668,000 | 19,848,000 |
| Interest expense | 325,000 | 725,000 | 1,223,000 | 1,796,000 |
| Net interest income | 4,381,000 | 8,839,000 | 13,445,000 | 18,052,000 |
| Noninterest income | 750,000 | 1,513,000 | 2,395,000 | 3,324,000 |
| Noninterest expense | 3,455,000 | 6,934,000 | 10,482,000 | 14,250,000 |
| Provision for loan losses | 90,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 1,588,000 | 3,330,000 | 5,245,000 | 7,013,000 |
| Income tax | 284,000 | 602,000 | 955,000 | 1,148,000 |
| Net income | 1,304,000 | 2,728,000 | 4,290,000 | 5,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,410,000 | 34,928,000 | 31,970,000 | 32,886,000 |
| Total capital | 38,061,000 | 38,608,000 | 35,616,000 | 36,730,000 |
| Risk-weighted assets | 291,637,000 | 294,082,000 | 291,223,000 | 307,474,000 |