Call reports 2017
FIRST COMMUNITY BANK — 2017
What FIRST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 364,372,000 | 396,821,000 | 404,205,000 | 400,613,000 |
| Total loans | 252,811,000 | 255,052,000 | 257,558,000 | 272,729,000 |
| Allowance for loan losses | 3,840,000 | 3,850,000 | 3,842,000 | 3,817,000 |
| Securities available for sale | 66,172,000 | 74,840,000 | 81,894,000 | 84,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,698,000 | 358,374,000 | 362,032,000 | 356,413,000 |
| Interest-bearing deposits | 210,351,000 | 224,311,000 | 224,180,000 | 221,046,000 |
| Noninterest-bearing deposits | 117,347,000 | 134,063,000 | 137,852,000 | 135,367,000 |
| Equity capital | 30,698,000 | 32,904,000 | 35,220,000 | 34,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,161,000 | 8,493,000 | 12,994,000 | 17,551,000 |
| Interest expense | 237,000 | 496,000 | 778,000 | 1,065,000 |
| Net interest income | 3,924,000 | 7,997,000 | 12,216,000 | 16,486,000 |
| Noninterest income | 674,000 | 1,313,000 | 2,002,000 | 2,700,000 |
| Noninterest expense | 3,223,000 | 6,586,000 | 9,920,000 | 13,355,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 1,293,000 | 2,642,000 | 4,216,000 | 5,799,000 |
| Income tax | 377,000 | 772,000 | 1,236,000 | 1,942,000 |
| Net income | 916,000 | 1,870,000 | 2,980,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,501,000 | 31,991,000 | 34,447,000 | 33,591,000 |
| Total capital | 33,791,000 | 35,375,000 | 37,864,000 | 37,151,000 |
| Risk-weighted assets | 262,475,000 | 270,047,000 | 272,738,000 | 284,325,000 |