Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 338,302,000 | 340,841,000 | 351,821,000 | 348,086,000 |
| Total loans | 232,348,000 | 234,545,000 | 230,439,000 | 241,345,000 |
| Allowance for loan losses | 3,394,000 | 3,578,000 | 3,629,000 | 3,769,000 |
| Securities available for sale | 67,734,000 | 64,120,000 | 67,939,000 | 66,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,787,000 | 308,458,000 | 318,875,000 | 316,882,000 |
| Interest-bearing deposits | 203,816,000 | 206,460,000 | 207,240,000 | 208,407,000 |
| Noninterest-bearing deposits | 102,971,000 | 101,998,000 | 111,635,000 | 108,475,000 |
| Equity capital | 29,962,000 | 30,630,000 | 31,081,000 | 29,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,814,000 | 11,735,000 | 15,758,000 |
| Interest expense | 223,000 | 455,000 | 690,000 | 922,000 |
| Net interest income | 3,643,000 | 7,359,000 | 11,045,000 | 14,836,000 |
| Noninterest income | 664,000 | 1,356,000 | 2,037,000 | 2,691,000 |
| Noninterest expense | 2,926,000 | 6,027,000 | 9,182,000 | 12,370,000 |
| Provision for loan losses | 0 | 200,000 | 275,000 | 425,000 |
| Pretax income | 1,490,000 | 2,632,000 | 3,828,000 | 4,913,000 |
| Income tax | 452,000 | 729,000 | 1,033,000 | 1,456,000 |
| Net income | 1,038,000 | 1,903,000 | 2,795,000 | 3,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,580,000 | 29,021,000 | 29,685,000 | 29,833,000 |
| Total capital | 31,638,000 | 32,130,000 | 32,535,000 | 33,136,000 |
| Risk-weighted assets | 244,129,000 | 248,075,000 | 226,992,000 | 263,566,000 |