Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 321,661,000 | 325,235,000 | 333,985,000 | 339,717,000 |
| Total loans | 198,584,000 | 201,579,000 | 208,266,000 | 223,313,000 |
| Allowance for loan losses | 3,030,000 | 3,138,000 | 3,134,000 | 3,390,000 |
| Securities available for sale | 85,007,000 | 87,392,000 | 86,050,000 | 83,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,706,000 | 296,226,000 | 303,710,000 | 292,641,000 |
| Interest-bearing deposits | 197,769,000 | 198,835,000 | 201,093,000 | 193,437,000 |
| Noninterest-bearing deposits | 94,937,000 | 97,391,000 | 102,617,000 | 99,204,000 |
| Equity capital | 27,526,000 | 27,606,000 | 28,507,000 | 28,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,590,000 | 7,147,000 | 10,794,000 | 14,689,000 |
| Interest expense | 209,000 | 420,000 | 634,000 | 848,000 |
| Net interest income | 3,381,000 | 6,727,000 | 10,160,000 | 13,841,000 |
| Noninterest income | 654,000 | 1,298,000 | 1,946,000 | 2,592,000 |
| Noninterest expense | 2,754,000 | 5,601,000 | 8,704,000 | 11,840,000 |
| Provision for loan losses | 250,000 | 366,000 | 366,000 | 626,000 |
| Pretax income | 1,041,000 | 2,068,000 | 3,058,000 | 3,989,000 |
| Income tax | 309,000 | 562,000 | 841,000 | 1,221,000 |
| Net income | 732,000 | 1,506,000 | 2,217,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,239,000 | 26,725,000 | 27,443,000 | 27,747,000 |
| Total capital | 28,825,000 | 29,442,000 | 30,274,000 | 30,710,000 |
| Risk-weighted assets | 206,394,000 | 216,878,000 | 225,951,000 | 236,398,000 |