Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 296,549,000 | 298,138,000 | 322,008,000 | 317,812,000 |
| Total loans | 173,445,000 | 180,401,000 | 185,914,000 | 196,196,000 |
| Allowance for loan losses | 2,568,000 | 2,684,000 | 2,680,000 | 2,778,000 |
| Securities available for sale | 75,718,000 | 78,497,000 | 78,965,000 | 82,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,103,000 | 271,784,000 | 294,947,000 | 290,328,000 |
| Interest-bearing deposits | 187,736,000 | 185,151,000 | 201,411,000 | 197,940,000 |
| Noninterest-bearing deposits | 83,367,000 | 86,633,000 | 93,536,000 | 92,388,000 |
| Equity capital | 24,220,000 | 25,027,000 | 25,766,000 | 26,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,179,000 | 6,418,000 | 9,826,000 | 13,377,000 |
| Interest expense | 211,000 | 423,000 | 634,000 | 852,000 |
| Net interest income | 2,968,000 | 5,995,000 | 9,192,000 | 12,525,000 |
| Noninterest income | 578,000 | 1,175,000 | 1,983,000 | 2,717,000 |
| Noninterest expense | 2,651,000 | 5,479,000 | 8,418,000 | 11,477,000 |
| Provision for loan losses | 329,000 | 450,000 | 450,000 | 550,000 |
| Pretax income | 566,000 | 1,245,000 | 2,312,000 | 3,220,000 |
| Income tax | 163,000 | 375,000 | 642,000 | 921,000 |
| Net income | 403,000 | 870,000 | 1,670,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,555,000 | 23,957,000 | 24,700,000 | 25,342,000 |
| Total capital | 25,907,000 | 26,329,000 | 27,197,000 | 27,940,000 |
| Risk-weighted assets | 187,913,000 | 189,382,000 | 199,477,000 | 207,602,000 |