Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,735,000 | 231,832,000 | 248,363,000 | 285,649,000 |
| Total loans | 128,853,000 | 133,641,000 | 136,554,000 | 168,540,000 |
| Allowance for loan losses | 2,032,000 | 2,121,000 | 2,124,000 | 2,244,000 |
| Securities available for sale | 66,869,000 | 63,599,000 | 68,149,000 | 74,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,362,000 | 211,151,000 | 227,266,000 | 260,901,000 |
| Interest-bearing deposits | 143,349,000 | 141,562,000 | 147,468,000 | 181,799,000 |
| Noninterest-bearing deposits | 66,013,000 | 69,589,000 | 79,798,000 | 79,102,000 |
| Equity capital | 20,702,000 | 19,840,000 | 20,066,000 | 23,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,917,000 | 7,480,000 | 10,327,000 |
| Interest expense | 181,000 | 348,000 | 513,000 | 701,000 |
| Net interest income | 2,222,000 | 4,569,000 | 6,967,000 | 9,626,000 |
| Noninterest income | 498,000 | 1,016,000 | 1,610,000 | 2,182,000 |
| Noninterest expense | 2,468,000 | 4,920,000 | 7,297,000 | 9,744,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 220,000 |
| Pretax income | 279,000 | 625,000 | 1,243,000 | 1,878,000 |
| Income tax | 69,000 | 134,000 | 301,000 | 489,000 |
| Net income | 210,000 | 491,000 | 942,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,055,000 | 20,106,000 | 20,532,000 | 23,037,000 |
| Total capital | 21,815,000 | 21,931,000 | 22,410,000 | 25,269,000 |
| Risk-weighted assets | 140,458,000 | 145,636,000 | 149,911,000 | 178,470,000 |