Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,641,000 | 212,591,000 | 222,694,000 | 234,259,000 |
| Total loans | 121,030,000 | 126,726,000 | 123,619,000 | 125,924,000 |
| Allowance for loan losses | 2,214,000 | 2,299,000 | 2,348,000 | 2,035,000 |
| Securities available for sale | 59,301,000 | 59,719,000 | 62,036,000 | 64,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,022,000 | 191,617,000 | 200,956,000 | 213,018,000 |
| Interest-bearing deposits | 135,857,000 | 136,336,000 | 138,192,000 | 147,265,000 |
| Noninterest-bearing deposits | 59,165,000 | 55,281,000 | 62,764,000 | 65,753,000 |
| Equity capital | 19,880,000 | 20,140,000 | 20,706,000 | 20,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,699,000 | 7,109,000 | 9,542,000 |
| Interest expense | 237,000 | 467,000 | 687,000 | 891,000 |
| Net interest income | 2,035,000 | 4,232,000 | 6,422,000 | 8,651,000 |
| Noninterest income | 460,000 | 874,000 | 1,295,000 | 1,598,000 |
| Noninterest expense | 1,988,000 | 3,941,000 | 6,056,000 | 8,227,000 |
| Provision for loan losses | 75,000 | 180,000 | 240,000 | 240,000 |
| Pretax income | 432,000 | 1,047,000 | 1,491,000 | 1,852,000 |
| Income tax | 128,000 | 314,000 | 441,000 | 540,000 |
| Net income | 304,000 | 733,000 | 1,050,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,017,000 | 19,306,000 | 19,622,000 | 19,885,000 |
| Total capital | 20,664,000 | 20,999,000 | 21,303,000 | 21,609,000 |
| Risk-weighted assets | 131,111,000 | 134,742,000 | 133,737,000 | 137,569,000 |