Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 189,679,000 | 186,201,000 | 189,492,000 | 197,085,000 |
| Total loans | 133,181,000 | 131,421,000 | 129,521,000 | 130,552,000 |
| Allowance for loan losses | 2,173,000 | 1,998,000 | 2,182,000 | 2,420,000 |
| Securities available for sale | 30,979,000 | 27,607,000 | 25,729,000 | 25,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,583,000 | 170,832,000 | 173,994,000 | 178,839,000 |
| Interest-bearing deposits | 134,932,000 | 133,085,000 | 127,299,000 | 133,823,000 |
| Noninterest-bearing deposits | 39,651,000 | 37,747,000 | 46,695,000 | 45,016,000 |
| Equity capital | 14,407,000 | 14,747,000 | 14,810,000 | 17,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,599,000 | 6,929,000 | 9,162,000 |
| Interest expense | 408,000 | 792,000 | 1,158,000 | 1,493,000 |
| Net interest income | 1,930,000 | 3,807,000 | 5,771,000 | 7,669,000 |
| Noninterest income | 457,000 | 974,000 | 1,457,000 | 1,938,000 |
| Noninterest expense | 1,856,000 | 3,746,000 | 5,612,000 | 7,787,000 |
| Provision for loan losses | 240,000 | 505,000 | 805,000 | 1,069,000 |
| Pretax income | 291,000 | 641,000 | 927,000 | 872,000 |
| Income tax | 0 | 0 | 0 | -149,000 |
| Net income | 291,000 | 641,000 | 927,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,068,000 | 14,154,000 | 14,309,000 | 17,368,000 |
| Total capital | 15,804,000 | 15,851,000 | 16,010,000 | 19,093,000 |
| Risk-weighted assets | 143,433,000 | 135,467,000 | 135,568,000 | 137,248,000 |