Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,898,000 | 177,627,000 | 189,440,000 | 194,747,000 |
| Total loans | 131,407,000 | 135,173,000 | 132,634,000 | 134,655,000 |
| Allowance for loan losses | 1,478,000 | 1,618,000 | 1,746,000 | 1,962,000 |
| Securities available for sale | 30,173,000 | 27,167,000 | 25,350,000 | 30,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,429,000 | 161,741,000 | 174,043,000 | 179,853,000 |
| Interest-bearing deposits | 124,772,000 | 124,828,000 | 134,523,000 | 139,926,000 |
| Noninterest-bearing deposits | 37,657,000 | 36,913,000 | 39,520,000 | 39,927,000 |
| Equity capital | 13,448,000 | 13,619,000 | 14,349,000 | 14,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 5,022,000 | 7,536,000 | 9,966,000 |
| Interest expense | 523,000 | 1,033,000 | 1,542,000 | 2,023,000 |
| Net interest income | 1,911,000 | 3,989,000 | 5,994,000 | 7,943,000 |
| Noninterest income | 436,000 | 906,000 | 1,417,000 | 1,936,000 |
| Noninterest expense | 1,764,000 | 3,700,000 | 5,516,000 | 7,545,000 |
| Provision for loan losses | 150,000 | 330,000 | 480,000 | 898,000 |
| Pretax income | 433,000 | 865,000 | 1,909,000 | 2,337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 865,000 | 1,909,000 | 2,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,304,000 | 12,791,000 | 13,744,000 | 13,984,000 |
| Total capital | 13,782,000 | 14,409,000 | 15,455,000 | 15,743,000 |
| Risk-weighted assets | 131,300,000 | 134,884,000 | 136,827,000 | 140,525,000 |