Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,362,000 | 87,348,000 | 95,350,000 | 104,168,000 |
| Total loans | 38,214,000 | 42,750,000 | 45,804,000 | 49,763,000 |
| Allowance for loan losses | 281,000 | 337,000 | 393,000 | 457,000 |
| Securities available for sale | 31,448,000 | 30,434,000 | 35,277,000 | 34,639,000 |
| Securities held to maturity | 1,393,000 | 1,088,000 | 989,000 | 989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,129,000 | 75,654,000 | 76,250,000 | 85,192,000 |
| Interest-bearing deposits | 61,703,000 | 62,796,000 | 61,032,000 | 62,393,000 |
| Noninterest-bearing deposits | 15,426,000 | 12,858,000 | 15,218,000 | 22,799,000 |
| Equity capital | 9,956,000 | 10,412,000 | 9,823,000 | 9,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,216,000 | 3,429,000 | 4,696,000 |
| Interest expense | 233,000 | 488,000 | 724,000 | 849,000 |
| Net interest income | 837,000 | 1,728,000 | 2,705,000 | 3,847,000 |
| Noninterest income | 260,000 | 510,000 | 791,000 | 1,103,000 |
| Noninterest expense | 1,056,000 | 2,043,000 | 3,097,000 | 4,365,000 |
| Provision for loan losses | 10,000 | 75,000 | 150,000 | 225,000 |
| Pretax income | 94,000 | 221,000 | 409,000 | 540,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 0 |
| Net income | 79,000 | 191,000 | 364,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,879,000 | 8,991,000 | 9,164,000 | 9,162,000 |
| Total capital | 9,160,000 | 9,328,000 | 9,557,000 | 9,619,000 |
| Risk-weighted assets | 58,861,000 | 66,059,000 | 65,270,000 | 70,072,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMUNITY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.