Call reports 2012
FARMERS EXCHANGE BANK — 2012
What FARMERS EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,878,000 | 54,487,000 | 54,746,000 | 57,264,000 |
| Total loans | 29,329,000 | 29,245,000 | 29,743,000 | 31,010,000 |
| Allowance for loan losses | 475,000 | 497,000 | 518,000 | 632,000 |
| Securities available for sale | 12,393,000 | 12,394,000 | 12,605,000 | 12,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,039,000 | 47,522,000 | 47,491,000 | 50,046,000 |
| Interest-bearing deposits | 36,752,000 | 37,827,000 | 37,887,000 | 40,187,000 |
| Noninterest-bearing deposits | 9,287,000 | 9,695,000 | 9,604,000 | 9,859,000 |
| Equity capital | 6,561,000 | 6,742,000 | 6,917,000 | 6,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,172,000 | 1,756,000 | 2,355,000 |
| Interest expense | 58,000 | 112,000 | 162,000 | 209,000 |
| Net interest income | 544,000 | 1,060,000 | 1,594,000 | 2,146,000 |
| Noninterest income | 185,000 | 308,000 | 467,000 | 643,000 |
| Noninterest expense | 375,000 | 731,000 | 1,127,000 | 1,598,000 |
| Provision for loan losses | 42,000 | 66,000 | 90,000 | 214,000 |
| Pretax income | 312,000 | 571,000 | 844,000 | 977,000 |
| Income tax | 105,000 | 192,000 | 277,000 | 308,000 |
| Net income | 207,000 | 379,000 | 567,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,982,000 | 5,137,000 | 5,278,000 | 5,331,000 |
| Total capital | 5,457,000 | 5,634,000 | 5,796,000 | 5,867,000 |
| Risk-weighted assets | 40,899,000 | 40,833,000 | 41,715,000 | 42,682,000 |