Call reports 2026
LEGACY BANK & TRUST COMPANY — 2026
What LEGACY BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,827,411,000 | 1,845,409,000 |
| Total loans | 1,520,003,000 | 1,476,962,000 |
| Allowance for loan losses | 18,993,000 | 17,789,000 |
| Securities available for sale | 999,000 | 989,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,541,168,000 | 1,543,730,000 |
| Interest-bearing deposits | 1,409,103,000 | 1,412,594,000 |
| Noninterest-bearing deposits | 132,065,000 | 131,136,000 |
| Equity capital | 221,261,000 | 226,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 27,239,000 | 54,122,000 |
| Interest expense | 11,983,000 | 24,084,000 |
| Net interest income | 15,256,000 | 30,038,000 |
| Noninterest income | 739,000 | 1,441,000 |
| Noninterest expense | 8,846,000 | 17,466,000 |
| Provision for loan losses | 0 | 200,000 |
| Pretax income | 6,549,000 | 12,813,000 |
| Income tax | 1,075,000 | 1,984,000 |
| Net income | 5,474,000 | 10,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 208,142,000 | 213,972,000 |