Call reports 2022
LEGACY BANK & TRUST COMPANY — 2022
What LEGACY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 829,727,000 | 1,010,074,000 | 1,142,382,000 | 1,370,768,000 |
| Total loans | 694,888,000 | 763,908,000 | 932,392,000 | 1,031,804,000 |
| Allowance for loan losses | 9,278,000 | 9,879,000 | 10,575,000 | 11,076,000 |
| Securities available for sale | 8,783,000 | 9,549,000 | 9,284,000 | 9,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,646,000 | 879,013,000 | 1,002,939,000 | 1,180,638,000 |
| Interest-bearing deposits | 639,227,000 | 714,913,000 | 850,059,000 | 1,029,683,000 |
| Noninterest-bearing deposits | 102,419,000 | 164,100,000 | 152,880,000 | 150,955,000 |
| Equity capital | 72,127,000 | 114,450,000 | 117,814,000 | 161,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,076,000 | 17,277,000 | 28,821,000 | 43,637,000 |
| Interest expense | 1,012,000 | 2,292,000 | 4,677,000 | 10,201,000 |
| Net interest income | 7,064,000 | 14,985,000 | 24,144,000 | 33,436,000 |
| Noninterest income | 518,000 | 1,105,000 | 2,077,000 | 5,035,000 |
| Noninterest expense | 4,408,000 | 9,358,000 | 14,709,000 | 20,358,000 |
| Provision for loan losses | 753,000 | 1,356,000 | 2,059,000 | 2,562,000 |
| Pretax income | 2,421,000 | 5,376,000 | 9,453,000 | 15,551,000 |
| Income tax | 392,000 | 864,000 | 1,392,000 | 2,375,000 |
| Net income | 2,029,000 | 4,512,000 | 8,061,000 | 13,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,475,000 | 111,291,000 | 114,876,000 | 159,023,000 |
| Total capital | 77,554,000 | 121,170,000 | 125,451,000 | 170,099,000 |
| Risk-weighted assets | 726,179,000 | 809,397,000 | 991,256,000 | 1,156,065,000 |