Call reports 2026
FIRST NATIONAL BANK OF CARMI, THE — 2026
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 632,355,000 | 622,202,000 |
| Total loans | 415,219,000 | 428,468,000 |
| Allowance for loan losses | 5,601,000 | 5,851,000 |
| Securities available for sale | 71,560,000 | 84,844,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 555,935,000 | 545,549,000 |
| Interest-bearing deposits | 398,317,000 | 402,411,000 |
| Noninterest-bearing deposits | 157,618,000 | 143,138,000 |
| Equity capital | 73,661,000 | 74,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,282,000 | 16,885,000 |
| Interest expense | 2,133,000 | 4,291,000 |
| Net interest income | 6,149,000 | 12,594,000 |
| Noninterest income | 766,000 | 1,500,000 |
| Noninterest expense | 4,564,000 | 9,181,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,351,000 | 4,913,000 |
| Income tax | 588,000 | 1,223,000 |
| Net income | 1,763,000 | 3,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 68,297,000 | 69,591,000 |
| Total capital | 73,723,000 | — |
| Risk-weighted assets | 433,773,000 | — |